Insurance Service Office (ISO) Rating

Firefighter Connecting Hoses

ISO's Public Protection Classification (PPCTM) Program

The City of Beaufort Fire Department maintains an Insurance Service Office (ISO) rating of 1, which places it in the top 1% of the 43,000 fire departments graded by ISO.

  1. Collecting & Providing Info.
  2. Purpose

To help establish appropriate fire insurance premiums for residential and commercial properties, insurance companies need reliable, up-to-date information about a municipality's fire protection services. ISO provides that information through the Public Protection Classification (PPCTM) program.

ISO collects information on a community's public fire protection and analyzes the data using our Fire Suppression Rating Schedule (FSRS). We then assign a Public Protection Classification from 1 to 10. Class 1 represents the best public protection, and Class 10 indicates less than the minimum recognized protection.